If you are looking to move into your new office space or take up a new industrial warehouse to expand your business, you may avail a Commercial Loan or more commonly known as Non-Residential Property Loan. Such funding facilitates the purchase or construction of building units which would be used for commercial purpose.
Your Commercial Property loan eligibility is determined after looking at the following: Your current income The nature and continuity of your employment Your current obligations i.e. the other installments ( EMIs) you are currently paying, the number of credit cards and credit limits you have or use Your past credit history The lending bank or institution will also consider which property you are buying. In the event it is a property under construction by a developer, the credibility of the developer and past performance on their projects will also determine how much the lender is willing to lend against such a property

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